Personal Banking / Products
Personal Savings
Start Saving, Your Way
We offer different types of savings accounts and money markets to make sure you're set for your financial future!
Savings Account
- $100 minimum deposit to open
- $100 minimum balance
- $3 monthly fee if minimum balance not maintained each day of the month
- Earns interest on balance* (credited quarterly)
- 3 free withdrawals per month**
- $2 per withdrawal after
- Free Online Banking and Mobile Deposit
Money Market
- $2,500 minimum deposit to open
- $2,500 minimum balance
- $10 fee every statement cycle if minimum balance not maintained each day of the statement cycle
- Earns tiered interest* (credited monthly)
- 6 free withdrawals per month
- $5 per withdrawal after**
- Free Online Banking and Mobile Deposit
- Monthly paper statement with images or eStatements
Youth Savings
- Primary account holder must be 17 or younger
- $10 minimum deposit to open
- No minimum balance
- No monthly service charge
- Earns interest on balance (credited quarterly)*
- 3 free withdrawals per month**
- $1 per withdrawal after
- Free Online Banking and Mobile Deposit
Christmas Club
- $10 minimum deposit to open
- No minimum balance required (interest paid on balances over $10)
- No monthly service charge
- Earns interest on balance (balances less than $10 do not earn interest; interest is credited on the last business day of October; if account is closed before interest is credited, customer forfeits accrued interest)
- 2 free withdrawals per year**
- $10 per withdrawal after
- Funds can be transferred online, by phone, or withdrawn in person
- Free Online Banking and Mobile Deposit
| Savings | Money Market | Youth Savings | Christmas Club | |
| Min. deposit required | $100 | $2,500 | $10 | $10 |
| Min. monthly balance required | $100 | $2,500 | $0 | $0 |
| Monthly Service charge | $3/month IF balance not maintained | $10/month IF balance not maintained | N/A | N/A |
| Interest | Balance | Tiered | Balances over $10 | Balances over $10 |
| Interest Credited | Quarterly | Monthly | Quarterly | Yearly |
| # of free withdrawals | 3/month | 6/month | 3/month | 2/year |
| Cost of withdrawal after Free balance | $2/withdrawal | $5/withdrawal | $1/withdrawal | $10/withdrawal |
| Online Banking Access | ||||
| Mobile Banking Access | ||||
| eStatements |
Open an Account Online
You can open an account using our online tool. It's easy to use and saves you a trip to the branch!
Visit a Branch
Apply at any branch of Chambers Bank. We can assist you with setting up the account of your choice, or even help you decide if you're still not sure.
Are You Looking to Open a Business Checking Account?
We don't just offer personal checking accounts. We offer business ones too!
Take Control of Your Finances
Explore some of the other ways Chambers can help you manage your money.
Online Banking
Gain access to your accounts anytime and from anywhere using Chambers online or mobile banking solutions. You'll even have the power to pay bills, transfer money, complete mobile deposits, and a whole lot more!
Savings Cents
Make everyday purchases part of your savings strategy! When you enroll in Savings Cents, we'll automatically round up your debit card purchases to the nearest dollar, then transfer the "change" to your savings account.
CDs and IRAs
Continue to grow your savings and financial security with an investment strategy. Chambers is proud to offer you multiple options for doing that, including CDs and IRAs. And did we mention we have a variety of terms and competitive rates to meet any of your investment needs?
*Must maintain the minimum monthly balance each day of the statement cycle to obtain disclosed annual percentage yield (APY).
**Transaction limitations apply. See disclosure for complete terms & conditions.
***Christmas Club available to individuals only.