Credit Cards
Low Rates or Rewards? The Choice is Yours!
Looking for a credit card with low rates or rewards, and no annual fee? Chambers Bank offers a full range of Mastercard® credit card options designed to fit your lifestyle and spending needs. Whether you want to save with a low introductory APR or earn rewards on everyday purchases, our cards give you the purchasing power and flexibility you deserve. Every Chambers Bank Mastercard® comes with exceptional features, convenient benefits, and the security you can count on—making it the right choice for your personal or business financial goals.
Value Card
- Introductory APR* of 2.9% for the first 6 months for all purchases including cash advances and balance transfers*
- Ongoing APR* of Prime + 6.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
- No annual fees*
- Easy online account access with eStatements and card alerts
- Contactless tap-to-pay card
- Zero Liability for unauthorized purchases
- ID theft protection with Mastercard®
Everything Rewards Card
- Introductory APR of 2.9% for the first 6 months for all purchases including cash advances and balance transfers
- Ongoing APR* of Prime + 11.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
- No annual fees*
- Cardholders can earn points toward a broad array of interchangeable rewards including travel, cash back, merchandise and retail gift cards
- Easy online account access with eStatements and card alerts
- Contactless tap-to-pay card
- Zero Liability for unauthorized purchases
- ID theft protection with Mastercard®
Premiere Plus Rewards Card
- Limit of $5,000 or greater
- Introductory APR of 2.9% for the first 6 months for all purchases including cash advances and balance transfers
- Ongoing APR* of Prime + 11.99% including cash advances and balance transfers* (This APR will vary with the market based on the Prime Rate)
- No annual fees*
- Cardholders can earn points toward a broad array of interchangeable rewards including travel, cash back, merchandise and retail gift cards
- Easy online account access with eStatements and card alerts
- Contactless tap-to-pay card
- Zero Liability for unauthorized purchases
- ID theft protection with Mastercard®
Subject to credit approval. Terms, conditions, and restrictions apply. See application for complete details, including rates, fees, and reward program terms.
Not Sure Which Card Is Right For You?
Choose the right card by comparing features and benefits.
| Value | Everything Rewards | Premier Plus | |
| Introductory APR | 2.9% for first 6 months | 2.9% for first 6 months | 2.9% for first 6 months |
| APR | Prime + 6.99%, Rate Cap 21% | Prime + 11.99%, Rate Cap 21% | Prime + 11.99%, Rate Cap 21% |
| Grace Period | 25 days | 25 days | 25 days |
| Credit Limit Requirement | None | None | $5,000 minimum |
| Rewards | None | 1 point per $1 spent, cap 10,000 points per month; redemption options: travel, cash back, merchandise, gift cards, and more | 1 point per $1 spent, cap 10,000 points per month; redemption options: travel, cash back, merchandise, gift cards, and more |
| Annual Fee | None | None | None |
| Benefits | Car rental collision damage waiver protection, identity theft protection and more | Car rental collision damage waiver protection, identity theft protection and more | Airport concierge service, car rental collision damage waiver protection, identity theft and cell phone protection, and more |
Apply Via Digital Banking
You can apply for a credit card via our online Chambers banking portal. Just login and get started now.
Visit a Branch
Apply at any branch of Chambers Bank. We can assist you with setting up the account of your choice, or even help you decide if you're still not sure.
Are You Looking to Open a Business Credit Card?
We don't just offer personal credit cards. We offer business ones too!
Take Control of Your Finances
Explore some of the other ways Chambers can help you manage your money.
CDs and IRAs
Continue to grow your savings and financial security with an investment strategy. Chambers is proud to offer you multiple options for doing that, including CDs and IRAs. And did we mention we have a variety of terms and competitive rates to meet any of your investment needs?
Mortgage Solutions
Chambers is proud to offer our customers with competitive rates for home loans. And we keep things simple, with an experienced staff and a process you can understand.
Savings Accounts
With a variety of account types, including Money Markets, you will find the perfect savings account for you. It’s never been easier to keep your money safe while you work towards a secure financial future.
* After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.
# Additional information about Mastercard® cardholder benefits are provided on TIB Benefits Charts.